Accident damages insurance plays an integral role in securing your employees and your business as a whole. While coverages vary for every policy contract, most accident insurance policies cover occupational hazards, along with injuries or health conditions brought about by accidents your employees may sustain outside working hours.
Full information regarding policy inclusions and exclusions are included in every policy contract. Damanak helps you find and buy fire insurance online or any accident insurance that’s holistic and straightforward right at the comforts of your home.
Accident insurance inclusions and exclusions are cited in every policy contract. But as your third party fire insurance partner, Damanak aims to eliminate possible confusions and misunderstandings between you and your policy provider.
Basically, key terms and conditions are not the same for every policy, but as a general rule, you must provide a complete headcount of your employees, along with existing occupational risks, for underwriting purposes.
For clarity, always read your contracts and seek help from our trusted financial advisors.
Accident insurance for employees covers occupational hazards, which is shouldered by employers. Non-occupational risks and hazards that are included in the policy are typically paid by employees, but employers can also cover these costs voluntarily.
Online insurance applications for protection from accident and occupational hazards require documents that serve as proof of eligibility, including the following:
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Emirates ID card
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Business registration
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Statement of an estimated number of company employees
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A "no claims" certificate in case you want to avail the no claims discount