Not all travel insurance policies are made equal. While some offer you comprehensive travel protection, cheaper plans provide basic protection that is enough to cover simpler needs.
Basically, a travel insurance policy covers all or any of the following:
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Emergency medical expenses during your trip
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Lost or stolen baggage, passport, money, or any personal belongings
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Flight delays or trip cancellation
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Rental car damage
There are no hard and fast rules when it comes to choosing the right insurance policy. But as a guide, the type of travel insurance you need highly depends on three major factors: your health condition, your travel appetite, and the duration of your stay.
Below is a breakdown of some of the main types of travel insurance based on level of coverage:
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Medical insurance protects you from emergency health expenses when you travel locally or internationally
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Coverage for loss baggage or personal items usually includes any loss during the entire travel period
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Trip cancellation reimbursement covers a part of your ticket cost when you miss a flight due to unforeseeable emergencies prior your scheduled trip
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Rental car damage coverageprotects you from any lawsuit or expenses once you are held liable for any rental car damage
Damanak gets you in touch with trusty travel insurance companies that offer round- the-clock services. You can process your claims remotely, 24/7. Just send our partners a message and you can definitely put your burdens to rest.
It’s easy to buy travel insurance online. You just need to review the policy and submit documents that serve as proof of eligibility, including the following:
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Valid ID (i.e., passport, driver’s license)
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Travel details